We accept Alberta Health Care Funded Patients, workers’ compensation, motor vehicle accident insurance and most private insurance plans. Please call us for more details regarding insurance and fees. Our staff will verify and explain your benefits before treatment.
Understanding insurance can be complex. Here’s a simplified overview:
- Premium: This is like a monthly subscription fee you pay for having insurance. Even if you don’t visit the doctor, you still pay this. Typically, it covers routine things like check-ups, vaccines, and some basic preventive care.
- Deductible: Think of this as an initial amount you’re responsible for each year before your insurance starts chipping in. For instance, if your deductible is $500, you pay the first $500 of your medical bills. After that, your insurance starts to help with the costs.
- Out-of-pocket maximum: This is your safety net. It’s the absolute most you’ll pay in a year for covered services. Once you’ve spent this amount (including your deductible), the insurance will cover 100% of your medical costs for the rest of the year.
Your actual costs will differ depending on your specific plan and healthcare needs. If you need help choosing or understanding a plan, assistance is available.
Note: Our front desk team is well-versed in insurance intricacies and is here to guide you through any confusion.